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Motorcycle & ATV Insurance

Motorycycle Insurance

Motorcycle insurance typically offers a combination of collision, liability, theft, and other related incidents, and coverage is designed specifically to meet the needs of motorcycle owners. If you own a motorcycle whether you ride it or not, you need this coverage to protect you from theft, collision, and other common exposures. Some of the items that may affect premiums:

  • Your driving record
  • Where you keep your cycle (in the open or in garage)
  • Your credit record
  • How many years you have been driving a motorcycle
  • Your age
  • Previous cycle coverage
  • Anti-theft devices

imagesATV Insurance

Most states don't require ATV insurance and you may have limited coverage if you have a homeowners policy. If you have an ATV we urge you to contact us and let us review your specific policy to determine whether you need a separate ATV policy.

Many insurance companies offer discounts to help lower your premium such as:

·         A discount for completing and approved ATV safety course
·         A discount for owning and insuring multiple ATVs
·         A discount for being a member of associations such as the Harley-Davidson Owners Group (HOG), American Motorcyclist Association (AMA) or the Honda Rider's Club of America (HRCA)